Tuesday, October 03, 2006

Marriage is like taking a life-long loans

I was waiting for bus at this busstop and i can't help but to notice this advertisment by our government....it seems like the economy indeed needs some more boosting...

Now you must be wondering what advertisment is that...well its none other than a ad encouraging singaporeans to get married...like encouraging people to take up loans....to boost investment....encourage marriage is also a kinda policy to boost the economy.

Why? simple...When people get married...cost is incurred..not for the government but for the individual that boost consumption...or increase consumption which is raise the income of the economy. And by encouraging people to get married the government won't even have to strain its budget deficit/surplus since its not spending...they are mainly encouraging marriage. so it indirectly rasie the autonomous income of the economy.

not only the consumption on material goods has increase but consumption on singapore only natural resources has increase...giving more marriage..the government will fully utilise its resources and if things goes well more resources will get create..i think you know what i mean.

Now you must be thinking...yes i get the fact about the boost in consumption and income blah blah blah...but whats the real link between marriage and loan...now its really simple.

Marriage is really like a lifelong loan that you have decided to take up. Just like taking up a real loan...it changes your life...regardless for the better or for the worst. It can make you richer...or for most of the time poorer.

And like all loans..it will gives you certain amount of happiness when you first recieve it. But subsequently every month you will have to pay the bills. In the begining when you first take it...you do have the confidence of paying the necessary payments...but as time goes by...interests starting to compound and you realise you are nowhere near repaying the full amount...well thats when you start to regret taking up this life-long loan in the first place.

I am talking payments not only in monetary terms...but includes time spend on bed, in the kitchen, in the bathroom, at the beach, cum, responsibilty, commitment and chores..regardless of whether you feel like it or not, you will have to make the necessary payments...there is no saying what will happen if you ever default on payments.

Well the only way to get out is to either DIE or well break the loan contract...which you will end up paying a huge amount of money for breaching the contract.

There are other reasons why people wanna get out of these lifelong loan, one of the common reason is...well you discover another loan that offers better returns at a lower interest rates. Now you get tempted by it outlook and packaging. Terms and conditions seems awefully attractive. The interest FIGURES are smaller than what you have at home. The terms states that its okie for you to take up TWO loan at one time and you do not have to make payments every now and then (at least not as much as the one you original have).

NOW now...with such tempting terms and conditions...you head start spinning and now you are wondering...maybe its time to either take up a secondary loan...or IF i really can't afford or don't wanna continue with the old loans...you will request for a terminate of contract which will incurred tons of effort in doing so and take up the other loan.

Normall people with this kinda reasons doesn't wait till the original loans are confirm terminated before they take up the second loan. It happen either before or while the loans are in the mids of being terminate.

However there are people who truly love their original loans...but by wanting to gain more they decided to take up a secondary loan and make payments to both simultanously. This well...i have no comments. Like most will say...GOD DIDN'T GIVE US 2 LEGS SO THAT WE CAN USE ONLY ONE..

of course i ain't saying i totally agree with the statement above as..there are other statements that can refute it...like for guys...YOU ONLY HAVE 1 SUASAGE, UNLESS YOU HAVE 2, STICK TO JUST ONE BUN. (BUN as in the thing that wraps around the suasage)

But i am not going to discuss about all these statement because thats not the whole point of this post. ok now i have touch only one reasons for why people opt to get a second loan...but don't stop here people....there are lots of reasons out there so think hard and do some self study and we will discuss it again next week. yeah right.

0 Comments:

Post a Comment

<< Home